Budgeting that stays on your machine.
Budget Clear links your bank accounts and tracks every dollar in a real SQLite file on your own disk — not on a server you don't control.
Download for macOSFree, macOS (Apple Silicon). This build isn't signed by an Apple Developer account, so after copying Budget Clear into Applications, macOS will say it's "damaged" the first time you open it — that's just Gatekeeper, not a broken download. Fix it once from Terminal:
xattr -cr "/Applications/Budget Clear.app"
Then open it normally from Applications.
Your data, your disk
Transactions and accounts live in a local SQLite file. Nothing is uploaded or stored on our servers.
Real bank sync
Connect accounts through Plaid, the same bank-linking infrastructure used by most budgeting and finance apps.
Budgets & sinking funds
Plan by category, track spending against a monthly budget, and set aside money for irregular expenses.
Why local-first
Most budgeting apps store your financial data on someone else's server. Budget Clear keeps that data on your machine instead — the app only talks to a backend to relay Plaid's bank-linking requests, which requires a server-side secret key. Everything else, including every transaction and account balance, stays local.